viperalley doesnt have POP access - only web-based access. When we get on our new server, I've been considering POP access.
Remote POP server settings
You should be aware that the encryption used to store your password is not perfectly secure. However, if you are using pop, there is inherently no encryption anyway. Additionally, the encryption that we do to save it on the server can be undone by a hacker reading the source to this file.
If you leave password empty, it will be required when you fetch mail.
I found all of that in the options but I hardly understand it all /images/graemlins/smile.gifServer:
Store in Folder: