OK, I remember you, I thought you were part of John's Group. Insurance is a problem here in SoCal, had a hard time finding any company to insure it, and I am 37 with no tickets and married. Finally found Safeco, and it running about $2K/yr.
Mine has been 2 1/2 months now, 2 months since surgery to place screws and plates to realign the calcaneous.
My maintenance costs have been close to zero, car has been pretty reliable. Thanks for the offer to keep my car company, I just saw the doctor this morning and got the green light to start putting weight on my foot again.