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How do you afford your Viper??

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How do you afford your Viper??
Old February 20th, 2015, 01:12 PM   #1
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How do you afford your Viper??

First off let me apologize if this is taken as a rude or forward question. I'm not interested in how much you make or any details, was mainly curious how you finally pulled the trigger on purchasing your car? I've been dreaming about this car since I first learned about it in 1995 and I'm hoping either late this year or early 2016 will be my time. I get a profit sharing check based on company performance that is finally reaching the neighborhood of paying for the car and insurance on it. I'm making sure I have everything in order and have some cash saved up before I purchase. I was just wondering what other folks did to finally get this $100K car in their garage? Did you win the lottery, did you save every penny, did you finance it just like any other car or what was the deal. I find it amazing everyone's different lifestyles and how some can afford multiple Vipers. Anyway, hope to join the Viper ranks soon. Thanks.
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Old February 20th, 2015, 01:13 PM   #2
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Old February 20th, 2015, 01:14 PM   #3
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Old February 20th, 2015, 01:16 PM   #4
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When the Viper came out, I wanted it badly and could afford to buy one with cash. Instead, I used the money for a down payment for rental real estate. I kept doing that until my family's future was secured, then started pissing away money on cars. I don't mean to be rude. It just is my reality.
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Old February 20th, 2015, 01:20 PM   #5
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Quote:
Originally Posted by sundiego View Post
When the Viper came out, I wanted it badly and could afford to buy one with cash. Instead, I used the money for a down payment for rental real estate. I kept doing that until my family's future was secured, then started pissing away money on cars. I don't mean to be rude. It just is my reality.
Not rude at all, I have thick skin! I have my regular income as well as my side hobby that generates additional income. So I "feel" like I have things covered and the bonus money should cover everything. But I would never depend 100% on just that, there are too many unforeseen things. Thanks for the replies.
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Old February 20th, 2015, 01:41 PM   #6
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Just like anything else I have bought or want to buy: watches, clothes, houses, kitty toys... Budget for it and if my output doesn't exceed my income after savings contribution, I get the things I want. Having said that, it's extremely rare that I ever get off my wallet.
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Old February 20th, 2015, 01:44 PM   #7
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You're talking about a brand new one?? That's much different than I. I've literally been saving since I was 9 years old, separate of my actual savings account, I have almost saved 38k for my GTS. My rule of thumb is don't buy it unless you can pay for it in cash. Still i would not hand over all 38K, I'd probably put 15 down and finance the rest since I have great credit.

I have enough saved that I can purchase 2.5 GTSs at my budget, which makes me feel pretty comfortable.
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Old February 20th, 2015, 01:52 PM   #8
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If you go after a used Viper, the Gen 1 cars can be had for $24-30K depending on condition. Gen 2 cars are $34-$45K, Gen 3 cars 38-48K, Gen 4 cars 60-$70K. Then the new cars are a $75K+. One person just bought a never used 2013 Viper for $71K. Screaming deal. Just depends on what you are looking for.
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Old February 20th, 2015, 01:55 PM   #9
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Old February 20th, 2015, 02:19 PM   #10
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Old February 20th, 2015, 02:33 PM   #11
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Female Asian porn star. It pays the bills.
Hey, whatever works
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Old February 20th, 2015, 02:37 PM   #12
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Quote:
Originally Posted by 99RT10>S View Post
If you go after a used Viper, the Gen 1 cars can be had for $24-30K depending on condition. Gen 2 cars are $34-$45K, Gen 3 cars 38-48K, Gen 4 cars 60-$70K. Then the new cars are a $75K+. One person just bought a never used 2013 Viper for $71K. Screaming deal. Just depends on what you are looking for.
I'm looking for the Gen 5. I plan on having at least half the car's cost in the bank before purchasing and then a small down payment (5%-10%) and then finance the rest. I've been watching a few leftover 2013's getting snatched up, but trying to be patient and stay smart about it. That's the plan anyway. Gotta stick to the plan.
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Old February 20th, 2015, 03:30 PM   #13
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i didnt do well in school but worked hard. I pay cash for any and toys. for me, it makes sense
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Old February 20th, 2015, 03:50 PM   #14
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I didn't do well in school, either. I've just worked hard and lived below my means. When I bought my GTS, I financed $20000 but paid it off in 9 months. Did a line of credit on my paid for house so the interest rate was next to nothing.
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Old February 20th, 2015, 03:55 PM   #15
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No wife, No kids, no problem!
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Old February 20th, 2015, 05:17 PM   #16
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No wife, No kids, no problem!
What he said. Plus a 2nd job.

Now I just need to find the car I want at the price I want.
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Old February 20th, 2015, 05:45 PM   #17
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Old February 20th, 2015, 05:54 PM   #18
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No wife, No kids, no problem!

Holy shit ain't that the truth. I have 2 kids and an expensive wife. Luckily she loves cars
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Old February 20th, 2015, 06:00 PM   #19
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As far as the purchase, took fourteen years of owning a business after paying off 100s of thousands of equipment I decided to have some fun. Gotta live a little
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Old February 20th, 2015, 07:10 PM   #20
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