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Insurance for your Viper. Who are you using?

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Old August 24th, 2013, 09:28 PM   #21
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USAA here.
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Old August 25th, 2013, 09:44 AM   #22
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Why on Earth would you carry a $250 deductible?
I normally wouldn't. I never had one that low in my life and would most likely never use it if I had $750 worth of damage, would probably just pay out of pocket. But the difference was like $6 to drop from $1000 to $500 and then another $4 to drop to $250. So it was $10 per month for 4 cars.
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Old August 25th, 2013, 10:09 AM   #23
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You guys have it good, real good. Here in Ontario, if you have any mods done, they put you into something called facility which for me was $370 a month with a clean record and 32 years old. If you lie about mods they won't cover any claims in the event of something happening. Strangle hold is what it is!!! Stock viper up here is $170 a month in Toronto.
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Old August 25th, 2013, 10:28 AM   #24
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I went with State Farm, which surprisingly was cheaper than adding it to our Allstate plan with 2 other cars and homeowners insurance.


'97 GTS
$250k/$500k
$100 comp deductible, $1000 collision
29, Married, no tickets, but no good driver discount (thanks to some BS with my wife, although GDD was only ~$5/mo savings).

$67/month
$13/month in storage over the winter
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Old August 25th, 2013, 10:55 AM   #25
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Originally Posted by jeffsss View Post
Through whom ?

I see you're in Missouri and I'm in Florida. Dunno your age or any other factors that might be there.

I'm satisfied with haggerty so it'd be have to be VERY. Substantial to change
I have USAA, moved to Florida last year, kept my Ohio policy and just changed my coverage to Florida a few days ago. It's going to cost me an extra $400 for 6 months to cover my vehicles by switching to Florida. Basically, it went up almost 50%, Florida costs more.
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Old August 25th, 2013, 02:54 PM   #26
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Appreciate all the input guys! I'm going to do some calling around next week, looks like I've been getting raped these past few years. Should have asked this question a long time ago.
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Old August 25th, 2013, 07:15 PM   #27
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I have American Collectors after Hagerty dropped me as they told me to my dismay after being with them for 10 years and never filing a claim, that they do not insure 600 HP or more vehicles. I filed a big claim with American Collectors for one of my cars and holy smokes they were TERRIFIC to deal with. it was a 30K claim and they did not fight ANYTHING at all. This from a type A picky guy, so I still have them so think about more than the premium-they never broke my stones for driving my car with mileage either, but I am paying more than another quote I received elsewhere. So don't go low bidder and then bitch-these guys in my opinion are worth the premium. I think I am at 50 and 70K agreed for $2400 a year and I am 45 years old and that is with 1K deductible but higher limits to protect myself (1M or higher).
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2005 Viper, Vert, DLM SE #27/50, 10 Rib Paxton, full build, upgraded innercooler, 950 RWHP on pump in 99 degree heat!
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