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Thread: Insurance for your Viper. Who are you using? Reply to Thread
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Topic Review (Newest First)
August 25th, 2013 07:15 PM
BAD68GTO I have American Collectors after Hagerty dropped me as they told me to my dismay after being with them for 10 years and never filing a claim, that they do not insure 600 HP or more vehicles. I filed a big claim with American Collectors for one of my cars and holy smokes they were TERRIFIC to deal with. it was a 30K claim and they did not fight ANYTHING at all. This from a type A picky guy, so I still have them so think about more than the premium-they never broke my stones for driving my car with mileage either, but I am paying more than another quote I received elsewhere. So don't go low bidder and then bitch-these guys in my opinion are worth the premium. I think I am at 50 and 70K agreed for $2400 a year and I am 45 years old and that is with 1K deductible but higher limits to protect myself (1M or higher).
August 25th, 2013 02:54 PM
Twinscrewd Appreciate all the input guys! I'm going to do some calling around next week, looks like I've been getting raped these past few years. Should have asked this question a long time ago.
August 25th, 2013 10:55 AM
latamud
Quote:
Originally Posted by jeffsss View Post
Through whom ?

I see you're in Missouri and I'm in Florida. Dunno your age or any other factors that might be there.

I'm satisfied with haggerty so it'd be have to be VERY. Substantial to change
I have USAA, moved to Florida last year, kept my Ohio policy and just changed my coverage to Florida a few days ago. It's going to cost me an extra $400 for 6 months to cover my vehicles by switching to Florida. Basically, it went up almost 50%, Florida costs more.
August 25th, 2013 10:28 AM
RTFwBG I went with State Farm, which surprisingly was cheaper than adding it to our Allstate plan with 2 other cars and homeowners insurance.


'97 GTS
$250k/$500k
$100 comp deductible, $1000 collision
29, Married, no tickets, but no good driver discount (thanks to some BS with my wife, although GDD was only ~$5/mo savings).

$67/month
$13/month in storage over the winter
August 25th, 2013 10:09 AM
Dirtysocks You guys have it good, real good. Here in Ontario, if you have any mods done, they put you into something called facility which for me was $370 a month with a clean record and 32 years old. If you lie about mods they won't cover any claims in the event of something happening. Strangle hold is what it is!!! Stock viper up here is $170 a month in Toronto.
August 25th, 2013 09:44 AM
BigBadViper
Quote:
Originally Posted by Jeff M View Post
Why on Earth would you carry a $250 deductible?
I normally wouldn't. I never had one that low in my life and would most likely never use it if I had $750 worth of damage, would probably just pay out of pocket. But the difference was like $6 to drop from $1000 to $500 and then another $4 to drop to $250. So it was $10 per month for 4 cars.
August 24th, 2013 09:28 PM
JohnnyLightning USAA here.
August 24th, 2013 09:04 PM
Viper Daddy I have Shelter and I was paying a arm & leg, I when and talked to my Agent about collector car insurance and after 10 minutes (taking Photos) I got $35000 guaranteed If something happens to it,for right at $500 @year But I can not go over so many miles per month. I'm 45,married,Clean record,multi-car and I live in a small town.
August 24th, 2013 07:07 PM
jeffsss
Quote:
Originally Posted by Red Snake View Post
I have 2 cars on my policy. $45k on the Viper and $25k on my Vette. I am paying WAYYY less than you are for 1 car @ $35k.
Through whom ?

I see you're in Missouri and I'm in Florida. Dunno your age or any other factors that might be there.

I'm satisfied with haggerty so it'd be have to be VERY. Substantial to change
August 24th, 2013 06:58 PM
Jeff M
Quote:
Originally Posted by BigBadViper View Post
I am using USAA. I am very happy with the rates. Just put the G on the policy and it is $104 per month. $1MM liability, comp, collision, $250 ded.
Why on Earth would you carry a $250 deductible?
August 24th, 2013 06:46 PM
rockysunrise Geico
2 cars (viper/BMW) under 1600 a year
Someone hit my BMW many years ago and Geico did the right thing.

I don't have the greatest coverage on the viper but it's good enough. It's not a daily driver

There's tons of factors when it comes to car insurance. ( area you live, history etc)
August 24th, 2013 06:28 PM
vettetr Business's,car's,house all bundled with Allstate. Have no idea what I pay... but hey, love the commercials..

Mayhem: Flag Video - YouTube
August 24th, 2013 06:19 PM
Red Snake
Quote:
Originally Posted by jeffsss View Post
Ditto

Have an agreed value of 35k

800 a year
I have 2 cars on my policy. $45k on the Viper and $25k on my Vette. I am paying WAYYY less than you are for 1 car @ $35k.
August 24th, 2013 06:17 PM
brentsGTS I did away with usaa years ago. Now I just bank with them. I'm insured through geico. Two cars, a ton of tickets and an accident is only $120/month.
August 24th, 2013 05:20 PM
BigBadViper I am using USAA. I am very happy with the rates. Just put the G on the policy and it is $104 per month. $1MM liability, comp, collision, $250 ded.
August 24th, 2013 05:13 PM
jeffsss
Quote:
Originally Posted by Passin Gas View Post
Hagerty
Ditto

Have an agreed value of 35k

800 a year
August 24th, 2013 03:02 PM
Red Snake You guys are all getting raped. Barrett Jackson (Chartis) here.

I dont want to post the rate publicly but PM me if you want to know. I couldnt get within half of this rate with anyone else (i am a USAA member too, and they are not in the ballpark either).
August 24th, 2013 02:47 PM
Passin Gas Hagerty
August 24th, 2013 01:21 PM
Netko Erie Insurance. Wife's 11 Honda Crosstour and my 97 GTS. My car full coverage from March to November, storage Dec to Feb. $845/yr


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August 24th, 2013 01:15 PM
99RT10&GTS I have USAA for my drivers, but switched to BJ for the Vipers. I was paying $900 per car, per year(3). Thru BJ, I am paying $950 for all of them, agreed value of $50K-$70K
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