How do you buy a viper

ot180 · November 24th, 2006, 09:52 AM

I have been researching for a while. We all know that the actual value of the vipers and the blue book are VERY different. When I go to a bank they say a 50,000 car is worth 23,000. So unless you can pay cash, how are you guys financing this?

**Whitebeard** · November 24th, 2006, 09:55 AM

viper1108 · November 24th, 2006, 09:57 AM

Kelly Blue book shows my 2002 GTS right about where it should be....50K-52K for private party value....52-57K for retail

ot180 · November 24th, 2006, 10:28 AM

its more of the 98-00 I have been looking at. They are listed between 25-30. Which is way off. The bank also takes the lowest figure in the range, which there is often a 20k dollar difference

Chipster · November 24th, 2006, 10:43 AM

I got my 97 financed for $40k (i put down some cash too) and i'm sure I could have gotten more but thats all I asked for. This was last december. I guess it depends on your bank, might want to try another place.

banton · November 24th, 2006, 10:50 AM

Try Capital One. They appear to qualify you based on an amount you are requesting combined with what they are willing to lend you regardless of the car you want to purchase or its value.

ot180 · November 24th, 2006, 10:58 AM

Ill give them a try. Thanks banton

viper1108 · November 24th, 2006, 11:41 AM

I did mine with Capital One as well. They are best for car loans.

Viperchad · November 24th, 2006, 12:40 PM

Fifth Third bank just did my '99

00SVTdubs · November 24th, 2006, 08:03 PM

I was having the same problem trying to get financed for a car older than 99. This was when I was looking at 97's. search google for haggerty

BDZ1984 · November 25th, 2006, 11:01 AM

have mine through capital one... 35k on a 96 GTS.. If your credit is good enough it wont matter what kinda car or how old it is

03gobluecobra · November 25th, 2006, 11:09 AM

You could try buying through a reputable dealer. Often dealers are willing to finance if you put 10% down, and they of course know the value of the car.

illegalspeeds · November 29th, 2006, 08:03 AM

I just ran my 2000 RT/10 (42,000 miles) through KBB and it came up with a value of $40,000. Not sure where you're looking, but that's about average for a Viper like mine, with as many miles on it as I have.
Matt

**Matt** · November 29th, 2006, 11:43 AM

Pay with cash, don't finance a toy.

**Dohhunter** · November 29th, 2006, 11:46 AM

Quote:

Originally Posted by Matt

Pay with cash, don't finance a toy.

Bingo.

blk04cobra1 · November 30th, 2006, 12:59 PM

Quote:

Originally Posted by Matt

Pay with cash, don't finance a toy.

I agree with this to an extent as well...IMO it's better to pay cash for your daily drivers than the toys...