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Re: How do ins companies figure the value on a totalled car?
A friend of mine had his heavily modified car totalled about two months ago.
They gave him full value on receipts for any mods less than a year old, but nothing for anything else, and they made it clear that was an unusual concession. He had to fight pretty long and hard to get that.
There is no general rule, though, it's all up to the company and the adjuster.
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