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Mark O · January 9th, 2003, 09:56 AM

[quote=-RUNNR] Holy shit.

Mark, next time you come up, the beer is on me buddy!

My wife and I almost filed bancruptcy back in the early 90's. Sure am glad I did not. We sat down, had a talk, and the poof we were out of debt. Ok, so it wasn't quite like that but you get the idea.

Sounds like the first thing they need is discipline. And I'm not talking about the kids. <hr /></blockquote>

Don:
You don't know half of it. To a rational thinking person, finacial discipline would be the answer, but he is just plain clueless about his finaces as well as life in general, and I've come to the conclusion that he's just a simpleton. That's not an insult, it's the truth. I just found out yesterday that S-F-B NEVER even balances his personal checkbook......EVER!!!! We have tried to sit him down & make a budget for him...since he has no clue himself how to do it & he just looks like a deer caught in the headlights. He doesn't even know how much gas he uses in his car every week!!!

Right now, his/their monthly bills are far more than what his/their income is per month. The more I he talks about his financial woes, the worse it gets. All I know is that I hve to get him out of my house. His divorce & financial problems are sucking my whole family in & that's not a healthy situation for us. I dread coming home from work on the nights that his kids are here......they ARE that loud & wild!

Unfortunately for me, I'M going to have to fork over the dough to set him up in an apartment just to get him out of here, as he can't save a dime while he's living here for free. When he's out & on his own, he can do what he wants. He's a big boy & at age 39 he's just got to learn get a clue. We have told him that he's got to get a 2nd job & cut his luxuries & payments, such as his $53.00 haircut, & $35.00 oil changes per month & shopping at the health food store. Eat regular food, go to a barber & change your own oil!!!!!

Tonight, we are going to have a big talk with (to) him again & make him aware of what he has to do to get on track finacially & out of this house. As far as bankruptcy goes, he/they HAVE to do it. There is no other way out that I can see for him/them. I just don't have a clue what is involved with the whole bankruptcy issue.

Don't mind the rant, I just have to vent.

January 9th, 2003, 09:56 AM	#10
Mark O Senior Member Mark O is offline Join Date: Jan 2003 Posts: 12,648 Rep Power: 23	Re: Questions about bankruptcy????????? [quote=-RUNNR] Holy shit. Mark, next time you come up, the beer is on me buddy! My wife and I almost filed bancruptcy back in the early 90's. Sure am glad I did not. We sat down, had a talk, and the poof we were out of debt. Ok, so it wasn't quite like that but you get the idea. Sounds like the first thing they need is discipline. And I'm not talking about the kids. <hr /></blockquote> Don: You don't know half of it. To a rational thinking person, finacial discipline would be the answer, but he is just plain clueless about his finaces as well as life in general, and I've come to the conclusion that he's just a simpleton. That's not an insult, it's the truth. I just found out yesterday that S-F-B NEVER even balances his personal checkbook......EVER!!!! We have tried to sit him down & make a budget for him...since he has no clue himself how to do it & he just looks like a deer caught in the headlights. He doesn't even know how much gas he uses in his car every week!!! Right now, his/their monthly bills are far more than what his/their income is per month. The more I he talks about his financial woes, the worse it gets. All I know is that I hve to get him out of my house. His divorce & financial problems are sucking my whole family in & that's not a healthy situation for us. I dread coming home from work on the nights that his kids are here......they ARE that loud & wild! Unfortunately for me, I'M going to have to fork over the dough to set him up in an apartment just to get him out of here, as he can't save a dime while he's living here for free. When he's out & on his own, he can do what he wants. He's a big boy & at age 39 he's just got to learn get a clue. We have told him that he's got to get a 2nd job & cut his luxuries & payments, such as his $53.00 haircut, & $35.00 oil changes per month & shopping at the health food store. Eat regular food, go to a barber & change your own oil!!!!! Tonight, we are going to have a big talk with (to) him again & make him aware of what he has to do to get on track finacially & out of this house. As far as bankruptcy goes, he/they HAVE to do it. There is no other way out that I can see for him/them. I just don't have a clue what is involved with the whole bankruptcy issue. Don't mind the rant, I just have to vent.